Federal Loan Repayment Chart

FEDERAL DIRECT (SUBSIDIZED AND UNSUBSIDIZED) AND FEDERAL PARENT PLUS LOANS

  4% 5% 6%
BALANCE AT REPAYMENT PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST
$1,000 $50 21 $37 $50 21 $46 $50 22 $50
$2,000 $50 44 $150 $50 44 $192 $50 45 $237
$3,000 $50 68 $353 $50 70 $459 $50 72 $576
$4,000 $50 94 $660 $50 98 $876 $50 103 $1,121
$6,000 $61 120 $1,290 $64 120 $1,637 $67 120 $1,994
$8,000 $81 120 $1,719 $85 120 $2,182 $89 120 $2,658
$10,000 $101 120 $2,149 $106 120 $2,728 $111 120 $3,322
$20,000 $202 120 $4,299 $212 120 $5,456 $222 120 $6,645
$30,000 $304 120 $6,448 $318 120 $8,183 $333 120 $9,967
$40,000 $405 120 $8,598 $424 120 $10,912 $444 120 $13,290
$50,000 $506 120 $10,747 $530 120 $13,639 $555 120 $16,612
$60,000 $607 120 $12,897 $636 120 $16,367 $666 120 $19,935
$100,000 $1,012 120 $21,494 $1,061 120 $27,278 $1,110 120 $33,224
  7% 8.25% 9%
BALANCE AT REPAYMENT PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST
$1,000 $50 22 $66 $50 22 $80 $50 22 $88
$2,000 $50 46 $284 $50 47 $347 $50 48 $387
$3,000 $50 75 $703 $50 78 $882 $50 81 $1,001
$4,000 $50 109 $1,404 $50 117 $1,827 $51 120 $2,080
$6,000 $70 120 $2,360 $74 120 $2,831 $76 120 $3,120
$8,000 $93 120 $3,146 $98 120 $3,775 $101 120 $4,161
$10,000 $116 120 $3,933 $123 120 $4,719 $127 120 $5,201
$20,000 $232 120 $7,866 $245 120 $9,436 $253 120 $10,402
$30,000 $348 120 $11,799 $368 120 $14,155 $380 120 $15,603
$40,000 $464 120 $15,732 $491 120 $18,873 $507 120 $20,805
$50,000 $581 120 $19,665 $613 120 $23,592 $663 120 $26,005
$60,000 $697 120 $23,598 $736 120 $28,310 $760 120 $31,207
$100,000 $1,161 120 $39,330 $1,227 120 $47,183 $1,267 120 $52,011