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    The Culinary Institute of America
   
 
  Aug 20, 2017
 
 
    
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2017-2018 Academic Catalog

Financial Aid



Financial aid is available for those who qualify and are attending one of our three U.S. campuses. Financial aid is awarded through a combination of federal, state, institutional, and private scholarships, grants, loans, or Work-Study funds. The awards (except for Work-Study) are credited to the student’s account each semester and may only be given directly to the student if all obligations to the college have been met. Priority for federal grants, loans, and Work-Study is given to students showing the greatest need as demonstrated by the Free Application for Federal Student Aid (FAFSA). For more information about financial aid, watch our videos at ciachef.financialaidtv.com.

Applying for Aid

To apply for aid, students must file the Free Application for Federal Student Aid (FAFSA), available online at www.fafsa.ed.gov. The CIA’s federal code is 007304. Students selected for verification will be asked to provide additional information, such as official IRS transcripts of their or their parents’ federal tax returns, to Student Financial and Registration Services (SFRS). Click here for a video with helpful tips.

How Need is Determined

Financial need is determined by subtracting the expected family contribution (EFC)—as determined by the FAFSA—from the college cost of attendance (COA). The difference between the college cost of attendance and expected family contribution represents a student’s financial need.

Cost of Attendance

In addition to the fixed direct cost listed in the Tuition and Fees section of this catalog, the CIA is required to estimate a cost of attendance (COA) that includes indirect costs such as personal expenses and transportation. While the COA can be one of the more confusing aspects of the financial aid process, it gives the student and his or her family an idea of what costs might be incurred beyond tuition and fees so they can plan accordingly. It is important to differentiate between direct and indirect costs, as indirect costs are simply estimates used by SFRS during the awarding process to determine a student’s financial need, while direct costs are actual amounts that will be charged to the student’s account.

Keep in mind that SFRS can only award students an amount of aid equal to or less than their associated cost of attendance budget. Students who have questions regarding their budget, would like consultation in planning their budget, or would like copies of the cost of attendance should contact SFRS. For more information about COA, view this video.

Student Eligibility Responsibility

To be eligible for federal or state financial aid, students must not owe repayment on a federal or state grant, or be in default on any federal student loan. In addition, students must be making satisfactory progress in the academic program as outlined in Satisfactory Academic Progress. For more information about eligibility, view this helpful video.

Satisfactory Academic Progress

In order to maintain eligibility for financial aid, a student must maintain satisfactory academic progress, which is measured quantitatively and qualitatively each academic term. For a student to be making satisfactory academic progress, he or she must meet the following cumulative grade point average (GPA), completion rate, and pace of completion standards. View this video to learn more. Students who change majors will only have their previously completed classes that count as credits toward their new major included in their Satisfactory Academic Progress (SAP) calculation.

Minimum GPA

First semester of freshman year 1.75
All subsequent semesters (associate and bachelor’s levels) 2.0
Certificate program 2.0

Completion Rate

Students must maintain a 67% completion rate. This rate is determined by the following calculation:

   Credits completed with a passing grade
÷ Credits attempted
= Completion rate of at least 67%

Pace of Completion

A student may attempt no more than 150% of the credit hours required by his or her program:

Associate Degree Programs—Maximum Credits Attempted

Culinary Arts—103
Baking and Pastry Arts—103

Bachelor’s Degree Programs—Maximum Credits Attempted

Food Business Management—198
Culinary Science—198
Applied Food Studies—180
Food Business Management and Applied Food Studies double major—221
Applied Food Studies and Culinary Science double major—225
Food Business Management and Culinary Science double major—234

Certificate Programs—Maximum Credits Attempted

Accelerated Culinary Arts—45
Graduate Wine and Beverage—45

Financial Aid Status

Students not meeting satisfactory academic standards for a given academic term, as outlined above, are notified in writing via the students’ CIA e-mail and portal accounts and will be placed on financial aid warning for one semester for which they may receive their federal, state, and institutional aid, excluding the CIA Merit-based Scholarship. At the end of the warning semester, satisfactory academic progress will be reviewed. If the student meets the minimum standards as outlined, the warning status will be lifted. If minimum standards are not met, the student will forfeit his or her future eligibility for financial aid and will be notified in writing via the students’ CIA e-mail and portal accounts. Students who have not maintained eligibility to receive financial aid due to unsatisfactory academic progress may appeal for one additional semester of probationary eligibility. The student must include an academic improvement plan outlining the steps the student will follow to improve his or her GPA and/or completion rate. This plan must be signed by the director of the Center for Career and Academic Advising for students attending the New York campus, the manager of the Learning Strategies Center for students attending the California campus, or the learning strategist for students attending the Texas campus. Appeals must be submitted to Student Financial and Registration Services at the New York campus within 30 days after receiving the notice of action taken for the committee to review. The decision of the committee is final. Late or incomplete appeals will not be accepted or reviewed.

Reinstatement of Aid

If a student is readmitted or subsequently meets SAP requirements after losing aid eligibility, the college will consider the student’s application for financial aid and institutional need-based aid. Reinstatement of aid is not automatic, and the student must submit a letter to SFRS requesting a reinstatement of institutional need-based aid. The CIA Merit-Based Scholarship will not be reinstated. In order to remain eligible for aid, the student must meet the minimum academic progress standards as outlined or lose eligibility for the following semester.

Aid Suspension Due to Drug Conviction

The Higher Education Act of 1965, as amended, suspends aid eligibility for students who have been convicted under federal or state law of the sale or possession of drugs, if the offense occurred during a period of enrollment for which the student was receiving federal student aid. Students who have a conviction for this offense should call the Federal Student Aid Information Center at 1-800-433-3243 or go to www.fafsa.ed.gov, click “Before Beginning a FAFSA” in the left column, and submit the Student Aid Eligibility Worksheet to find out how this law may apply.

Students who have lost federal student aid eligibility because of a drug conviction can regain eligibility by successfully completing a qualified drug rehabilitation program or passing two unannounced drug tests administered by such a program. Students may also regain their eligibility if their conviction is reversed, set aside, or removed from their record so that fewer than two convictions for sale or three convictions for possession remain on their record.

Continued Financial Aid Eligibility

Students must reapply for financial aid each school year; the CIA has a FAFSA priority deadline of March 1. Students who file by this date will be processed first and given priority for institutional and federal campus-based funds. Students also need to make satisfactory academic progress, as outlined previously, in order for aid to continue. If makeup course work is required before starting a new semester, financial aid will not be awarded for the new semester until the course work has been completed and the Registrar’s Office determines the student’s eligibility to start the new semester. There is no federal, state, or CIA institutional aid offered for the costs of making up these courses.

Federal Financial Aid Programs

The CIA participates in the following programs, which are funded wholly or in part by the U.S. government. More information about these programs can be found at studentaid.ed.gov or on FATV at www.ciachef.financialaidtv.com.

Federal Pell Grant

Pell Grants are awarded to eligible students enrolled in a degree or certificate program who have not yet earned a bachelor’s degree and have not exhausted their maximum lifetime eligibility, which is the equivalent of six school years. Award amounts are determined by the U.S. Department of Education based upon the student’s expected family contribution (EFC). Learn more about Federal Pell Grants.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Students who are eligible for a Federal Pell Grant may be considered for a Federal SEOG. Based on the availability of funds, priority is given to students with the greatest need who submitted the FAFSA by the CIA’s deadline. Amounts vary and are determined each year based on funds allocated to the CIA by the U.S. Department of Education. Learn more about FSEOG.

Federal Work-Study

Students may apply for a Federal Work-Study position if Student Financial and Registration Services determines they are eligible. The dollar amount of the award is only an estimate of the student’s expected earnings and is not deducted from his or her billing statement. Work-Study-approved students find employment by applying for one of the on-campus jobs at the CIA. Jobs are posted daily on CIA Main Menu. Students may work up to 20 hours per week. Preference for on-campus employment is given to Work-Study-approved CIA students; however, jobs are not guaranteed. Watch this video to learn more about Federal Work-Study.

Federal Perkins Loan*

Important to know: The federal government will stop funding for this loan and the program will end on September 30, 2017.

A Federal Perkins Loan is a low-interest loan for undergraduate students who demonstrate exceptional need after all other aid, including the Federal Direct Subsidized/Unsubsidized Loans, has been awarded. SFRS determines eligibility, giving priority to students who have completed the FAFSA process by the priority deadline. Award amounts vary based on need and the U.S. Department of Education allocation to the CIA.

Repayment of the Perkins Loan starts nine months after the student graduates, withdraws, or otherwise stops attending The Culinary Institute of America. For their reference, students should view the sample repayment chart. This chart is based on the standard repayment plan, which spreads the principal and interest out over 10 years. All loans taken out to finance a student’s education must be paid in full and in a timely manner. Failure to repay loan(s) will affect the student’s credit rating and ability to use federal funding in the future. Upon graduation or otherwise exiting the CIA, student borrowers will be given information on loan repayment terms and conditions. View this video to learn more about Federal Perkins Loans.

Federal Direct Loans (Subsidized and Unsubsidized)*

Both Direct Loan programs require the borrowers to complete entrance counseling and the Master Promissory Note. To obtain more information about the Federal Direct Loan programs, including the current interest and fee rates, students should visit www.studentloans.gov.

The Direct Subsidized Loan is awarded to students who demonstrate financial need. The federal government pays all interest costs for Direct Subsidized borrowers while the borrowers are in school. Important to Know: Students who are first-time borrowers can only borrow through a Direct Subsidized Loan for a time period equivalent to a maximum of 150% of the published length of the program in which they are enrolled. Under certain conditions, the provision also causes first-time borrowers who have exceeded the 150 percent limit to lose the interest subsidy on their Direct Subsidized Loans. For more information, go to studentaid.ed.gov or watch this video on the “150% loan limit rule.”

The Direct Unsubsidized Loan is awarded to students who do not demonstrate financial need or who need to supplement their Direct Subsidized Loan. Borrowers remain responsible for all interest that accrues (accumulates) during school, grace, and deferment periods.

Dependent students in their freshman year of the degree programs can borrow up to $5,500 (including up to $3,500 Subsidized) per year. Sophomores can borrow up to $6,500 (including $4,500 Subsidized) per year. Juniors, seniors, and students in the undergraduate certificate program can borrow up to $7,500 (including $5,500 Subsidized) per year. Students in the graduate certificate program may borrow up to $20,500 in an Unsubsidized Loan only. Important to know: Dependent undergraduate students whose parents are unable to borrow a Federal Direct PLUS due to adverse credit can receive an additional $4,000 in Unsubsidized Loan funds.

Independent students (typically 24 years old or older) in their freshman year of the degree programs can borrow up to $9,500 (including up to $3,500 Subsidized) per year. Sophomores can borrow up to $10,500 (including up to $4,500 Subsidized). Juniors, seniors, and students in the undergraduate certificate program can borrow up to $12,500 (including $5,500 Subsidized) per year. Students in the graduate certificate program may borrow up to $20,500 in an Unsubsidized Loan only.

Students start repayment of the Direct Loan six months after they complete their program, withdraw, or otherwise stop attending the CIA. The government offers different repayment plans, including an Income-Based Repayment (IBR) option. To review repayment options, visit www.studentloans.gov. For your reference, please see the Federal Loan Repayment Chart; this chart is based on the standard repayment plan, which spreads the principal and interest out over 10 years. All loans taken out to finance a student’s education must be paid in full and in a timely manner. Failure to repay loan(s) will affect the student’s credit rating and ability to use federal funding in the future. Upon graduation or otherwise exiting the CIA, student borrowers will be given information on loan repayment terms and conditions.

Learn more about Federal Direct Loans in this video.

Federal Direct PLUS Loan*

Federal Direct PLUS Loans are loans for parents of dependent undergraduate students (Parent PLUS) or students in a graduate program (Grad PLUS).

Parents of dependent undergraduate students may apply for a Parent PLUS Loan to help with their child’s educational expenses. The parent must be the student’s biological or adoptive parent or custodial stepparent, and must not have an adverse credit history. In addition, the parent must complete the Parent PLUS application and sign the Master Promissory Note (MPN). Important to know: Parents can apply for a Parent PLUS Loan up to 120 days prior to the student’s entry date. The amount that may be borrowed is limited to the student’s cost of attendance (as determined by the CIA), minus financial aid from all other sources. To obtain more information about the Federal Direct PLUS program, including the current interest and fee rates, students and parents should visit www.studentloans.gov.

Students in a graduate certificate program may apply for a Grad PLUS Loan to help with their educational expenses. The student borrower must not have an adverse credit history. In addition, the student must complete the Grad PLUS application and entrance counseling, and sign the Master Promissory Note (MPN). Important to know: Students can apply for a PLUS up to 120 days prior to the student’s entry date. The amount that may be borrowed is limited to the student’s cost of attendance (as determined by the CIA), minus financial aid from all other sources. To obtain more information about the Grad PLUS program, including the current interest and fee rates, students should visit www.studentloans.gov.

The government offers different repayment plans for the Direct PLUS Loans, including an income-based repayment (IBR) option. To review repayment options, visit www.studentloans.gov. For their reference, students should view the sample repayment chart; this chart is based on the standard repayment plan, which spreads the principal and interest out over 10 years. All loans taken out to finance a student’s education must be paid in full and in a timely manner. Failure to repay loan(s) will affect the borrower’s credit rating and ability to use federal funding in the future. Find out more about the Federal Direct PLUS here.

* If a student has a Federal Direct Loan, Federal Perkins Loan, and/or Federal Direct PLUS, the loan information will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. For more information, please visit www.nslds.ed.gov.

Veterans’ Benefits

Veterans, spouses, dependents, and surviving family members of veterans whose deaths or disabilities were service-connected may be eligible for educational benefits while attending the CIA. Forms and information are available at all Veterans Administration offices or at www.benefits.va.gov. Proper documentation must be submitted to SFRS before any program benefits will be certified. Benefits are certified on a class-by-class basis, which may affect the timing and how the funds are disbursed. The CIA is a Yellow Ribbon-participating institution. Watch this video to learn more.

State Financial Aid Programs

State Grants

Several states offer need-based and/or merit-based grants to CIA students who are residents of participating states. Students should contact their state education departments to determine availability, eligibility, and application procedures.

New York Tuition Assistance Program (TAP)

Students who are New York State residents and are attending the Hyde Park, NY campus may qualify for TAP. When completing the FAFSA online, residents of New York will be directed to the “TAP on the Web” site. This step must be followed to determine eligibility for TAP (Tuition Assistance Program), the New York State grant. To learn more, students should visit www.hesc.ny.gov and watch this video.

Cal Grant

Residents of California enrolled at the CIA at Greystone may be eligible for this grant. To be considered, students must complete their FAFSA (www.fafsa.ed.gov) by March 2 of the year they will enter the program. To learn more, students should visit www.csac.ca.gov and view this video.

Vocational Rehabilitation

Depending on the state’s criteria, students who have a disability may be offered assistance by their state’s Department of Vocational Rehabilitation. Students who are offered financial assistance through this program should have their rehabilitation counselor contact the CIA’s Student Financial and Registration Services Office.

CIA Financial Aid

The CIA has many different types of aid opportunities based on academic program. Students should reference the section below that pertains to their program and/or campus to see what is available. Students must be meeting Satisfactory Academic Progress (SAP) minimum requirements as outlined above to receive institutional aid. Unless otherwise noted, institutional aid does not apply to international students. Institutional aid is awarded, unless otherwise specified, for a maximum of four semesters for the associate degree programs, four semesters for the bachelor’s degree programs, and two semesters for the certificate programs. Students must be attending full time in order to have the funds applied to their student account. Students who withdraw during a semester will have their institutional funds prorated by the percentage of tuition they are responsible for. For the applicable percentages, please see the Withdrawal Refund Policy for each campus in the Tuition and Fees  section.

Associate and Bachelor’s Degree Programs

New York and California Campuses

CIA Merit Scholarship

The CIA seeks students who have demonstrated academic excellence as shown by their GPA (high school, college, or both), leadership qualities, and, if available, SAT/ACT scores (while SAT/ACT scores are not required in the admissions process, the CIA wants to recognize students who took these exams and scored well). A CIA merit-based scholarship applies specifically to tuition charges. It is awarded to students identified through the admissions process; a separate scholarship application is not necessary. These scholarships are renewable annually if the student maintains a cumulative GPA of 3.0. Students who are receiving awards specific to tuition charges—including veterans educations benefits and Yellow Ribbon benefits—that cover tuition charges in full are not eligible for this scholarship. Students who have tuition-specific awards that do not cover 100% of their tuition may have this scholarship prorated if adding the full amount to the other awards would total more than the tuition charges.

CIA-FIRST Arts and Sciences Merit Scholarship (NY campus only)

The college is offering scholarships, renewable annually, to students who compete in FIRST® Robotics Competitions and FIRST® Tech Challenges. The CIA-FIRST scholarship is specifically available to qualifying students enrolled in degree programs. This special scholarship was created through a partnership between the CIA and FIRST, a not-for-profit organization that promotes the importance of science, technology, engineering, and math (STEM) in education. These scholarships are renewable by maintaining a cumulative 3.0 GPA. Students who are receiving awards specific to tuition charges—including veterans education benefits and Yellow Ribbon benefits—that cover the tuition charges in full are not eligible for this scholarship. Students who have tuition-specific awards that do not cover 100% of their tuition may have this scholarship prorated if adding the full amount to the other awards would total more than the tuition charges.

CIA Need-based Grant

A CIA need-based grant is awarded to degree program students with a completed FAFSA that shows demonstrated need as determined by the calculation described above. This award is renewable if the student completes the FAFSA by the priority deadline, has a calculated financial need, and is maintaining SAP requirements. Students receiving Post-9/11 GI Bill® benefits of 50% or higher are not eligible for this grant.

GI Bill® is a registered trademark of the U.S.Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill.

CIA On-Campus Housing Grant (NY campus only)

This grant is awarded to degree program students with a completed FAFSA who will be residing in an on-campus residence hall. This award is renewable if the student continues to live on campus, is maintaining SAP requirements, and submits both the housing application and FAFSA by the appropriate deadlines. Students, including Residence Assistants, who are receiving awards specific to housing charges that cover the housing charge in full are not eligible for this scholarship.

The CIA Recognition Award (NY campus only)

The CIA wants to recognize the many ways students achieve personal and professional accomplishments. Therefore, depending on the student’s program and the time of year he or she starts classes, a student may be eligible to receive this award. This award is renewable if the student is maintaining SAP requirements.

CIA Alumni Referral Scholarship

The college offers this scholarship to prospective students, including international students, who submit a letter from a CIA graduate encouraging them to apply to the CIA. This letter should be submitted with the application for admission. Only one award will be given per student for the first year at the CIA. This award is not renewable for subsequent years.

CIA Phi Theta Kappa Scholarship

The CIA Phi Theta Kappa (PTK) Scholarship is awarded to students—at the time of admission and upon receipt of official transcripts with PTK designation—who transfer from a community college that has entered into an articulation agreement with the CIA. International students and students using veterans educational benefits are not eligible. This scholarship is renewable with a 3.25 cumulative GPA.

National Student Organization (NSO) Scholarship—National and State Level Competitions

The CIA supports national and state competitions in culinary arts, baking and pastry arts, or culinary management. These competitions are sponsored by:

  • SkillsUSA
  • Family Career and Community Leaders of America (FCCLA)
  • ProStart
  • NAACP’s Afro-Academic, Cultural, Technological, and Scientific Olympics (ACT-SO)
  • American Hotel & Lodging Educational Institute (AHLEI)

At many of these competitions, the students who place first, second, or third will receive a certificate for a scholarship to attend the CIA. The amounts of these awards vary and are set each year by the college. Scholarships are renewable annually with a GPA of 3.0 or better.

Students must submit the certificate to the CIA prior to enrolling and may receive only one NSO competition scholarship. If a student has won multiple competitions, the CIA will honor the award with the highest monetary value. Winners must enroll by June of the year following their senior year of high school. All competition scholarships are for secondary level only, with the exception of the SkillsUSA first-place winner in the national postsecondary culinary arts or restaurant management competitions.

M.F.K. Fisher Scholarship (NY campus only)

Incoming students who have a demonstrated interest in food writing and begin their studies at the CIA in the Winter or Spring enrollment seasons may apply for this one-time, nonrenewable scholarship for their first year at the CIA. To apply, students must submit a separate application, available at www.ciachef.edu or from the Admissions Department. The application must include an original essay of 500–700 words about a food memory such as the student’s first cooking experience, the first meal he or she prepared, a family holiday food tradition, or a childhood recollection of food.

Global Scholars Award (Associate at the NY campus only)

International students entering in the Winter or Spring seasons may qualify for a one-time, nonrenewable grant for their first year at the CIA. Entering students should contact their admissions representative for more information on qualifying entry dates and amounts.

CIA International Studies Grant (Bachelor’s only)

Students, including international students, who are enrolled in the bachelor’s degree programs and are interested in taking the two-week Global Cuisines and Cultures (GCC) travel course as their free elective or choose to complete a concentration with an international semester-away component can apply for this grant via the $hef site at ciachef.academicworks.com. Amounts may vary and are based primarily on financial need as determined by the FAFSA or, for international students, from the information they provide on the international conditional application via $hef. Funds may only be applied to the GCC course or concentration with international semester away that will count as credits toward a student’s program of study. Students are only eligible for this grant one time, and the grant will be applied to the charges specific to either the GCC course or the concentration with international semester away.

President’s Bachelor’s Award (Bachelor’s only)

This award is given to the top student in each major at all AOS and AAS graduations. The student must have the overall top GPA and no disciplinary record with the CIA. Winners have one year from the time of their graduation to enter the bachelor’s degree program at the New York campus in any major they choose. This award is for both the junior and senior years (a maximum of four semesters) as long as the student is meeting SAP requirements.

Careers through Culinary Arts Program (C-CAP) Scholarship (AOS at the NY campus only)

Students in the associate degree programs at the New York campus who are C-CAP culinary competition winners are chosen by the C-CAP organization to receive a full-tuition scholarship. Students must file a FAFSA and maintain a stated GPA as listed in the award notice from C-CAP.

Careers through Culinary Arts Program (C-CAP)-CIA Matching Grant (NY campus only)

Students who are C-CAP culinary competition winners are chosen by the C-CAP organization to receive this grant. The recipients receive the funds for the first year from the C-CAP organization and then the CIA matches the award in their second year with CIA funding. The amount for this award varies based on available funding.

St. Helena High School Scholarship (Associate only)

Each year, the St. Helena Unified School District selects one student who has been accepted to the CIA for a scholarship to be used in their first year at the CIA. This scholarship is renewable if the student has a 3.0 cumulative GPA and no disciplinary record with the Dean of Students Office.

FDR High School Scholarship (Associate at the NY campus only)

Each year, the CIA offers one graduating senior who attended Franklin Delano Roosevelt (FDR) High School in Hyde Park, NY a scholarship toward their first year at the CIA. This scholarship is not renewable, and applications are available from the FDR High School Guidance Office.

James Beard Scholarship (NY campus only)

The James Beard Foundation offers scholarships each year that are administered by Scholarship America. Applicants apply through the James Beard Foundation, and the chosen student receives a one-time, non-renewable scholarship.

Napa Valley College Scholarship (Associate only)

Each year, Napa Valley College selects a student who has been accepted to the CIA for a scholarship to be used in their first year at the CIA. This scholarship is renewable if the student has a 3.0 cumulative GPA and no disciplinary record with the Dean of Students Office.

Massachusetts Restaurant Association Scholarship (NY campus only)

Massachusetts residents pursuing a degree in foodservice or hospitality may apply for scholarships at www.themassrest.org after the first of each year. This is a one-time, non-renewable scholarship that the CIA will match up to $2,000.

Les Dames d’Escoffier Scholarship (NY campus only)

Through the $HEF scholarship site, students may apply for the Les Dames d’Escoffier Scholarships. Two students will be chosen to receive a scholarship. The student must file a FAFSA, which shows demonstrated financial need. The award will be repeated for one additional year provided the student maintains a cumulative GPA of 3.0.

American Academy of Chefs Scholarship (NY campus only)

Each year, the American Academy of Chefs will select four high school students who have been accepted to The Culinary Institute of America to receive a scholarship. The student must file a FAFSA, which shows demonstrated financial need. The scholarship is renewable annually if the student maintains a cumulative GPA of 3.0 and files a FAFSA that shows demonstrated financial need.

Associate Degree Programs

Texas Campus

El Sueño Scholarship

The CIA offers El Sueño Scholarships to aspiring culinarians. This unprecedented fund awards a significant portion of program cost for students who qualify. To qualify, students must complete a Free Application for Federal Student Aid (FAFSA), have a completed CIA San Antonio application for admission on file, complete the El Sueño Scholarship application (available online or from the Admissions Office in New York or Texas), and submit an essay of 400–500 words describing how the El Sueño Scholarship will assist in making their dream of pursuing a culinary arts degree a reality. This award is renewable for the sophomore year if the student is meeting SAP requirements and continues to demonstrate financial need as determined by the FAFSA.

Sodexo Admissions Scholarship

Incoming self-identified Hispanic/Latino students may apply for scholarship assistance by completing the Sodexo Scholarship application (available online or from the Admissions Office in New York or Texas) and submit an essay of 400–500 words on the topic described on the application. To qualify, the student must have been in the top 10% of his or her high school graduation class and have filed the FAFSA. The scholarship will be repeated the second year if a 3.0 or higher cumulative GPA is maintained.

CIA Need-based Grant

A CIA need-based grant is awarded to degree program students with a completed FAFSA that shows demonstrated need as determined by the calculation described above. This award is renewable if the student completes the FAFSA by the priority deadline, has a calculated financial need, and is maintaining SAP requirements. Students receiving Post-9/11 GI Bill® benefits of 50% or higher are not eligible for this grant.

GI Bill® is a registered trademark of the U.S.Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill.

CIA Alumni Referral Scholarship

The college offers this scholarship to prospective students, including international students, who submit a letter from a CIA graduate encouraging them to apply to the CIA. This letter should be submitted with the application for admission. Only one award will be given per student for the first year. This award is not renewable for subsequent years.

CIA Phi Theta Kappa Scholarship

The CIA Phi Theta Kappa (PTK) Scholarship is awarded to students—at the time of admission and upon receipt of official transcripts with PTK designation—who transfer from a community college that has entered into an articulation agreement with the CIA. International students and students using veterans educational benefits are not eligible. This scholarship is renewable with a 3.25 cumulative GPA.

National Student Organization (NSO) Scholarship—National and State Level Competitions

The CIA supports national and state competitions in culinary arts, baking and pastry arts, or culinary management. These competitions are sponsored by:

  • SkillsUSA
  • Family Career and Community Leaders of America (FCCLA)
  • ProStart
  • NAACP’s Afro-Academic, Cultural, Technological, and Scientific Olympics (ACT-SO)
  • American Hotel & Lodging Educational Institute (AHLEI)

At many of these competitions, the students who place first, second, or third will receive a certificate for a scholarship to attend the CIA. The amounts of these awards vary and are set each year by the college. Scholarships are renewable annually with a GPA of 3.0 or better.

Students must submit the certificate to the CIA prior to enrolling and may receive only one NSO competition scholarship. If a student has won multiple competitions, the CIA will honor the award with the highest monetary value. Winners must enroll by June of the year following their senior year of high school. All competition scholarships are for secondary level only, with the exception of the SkillsUSA first-place winner in the national postsecondary culinary arts or restaurant management competitions.

Accelerated Culinary Arts Certificate Program (ACAP)

California Campus

CIA ACAP Merit-based Scholarship

The CIA seeks students who have demonstrated academic excellence and leadership qualities. CIA merit-based scholarships are awarded to students identified through the admissions process; a separate scholarship application is not necessary. Students from select hospitality baccalaureate programs who are recommended to ACAP by their program dean, director, or faculty member are eligible for this scholarship and will be automatically selected for this award based on their letter of recommendation. (For a listing of eligible bachelor’s degree programs, interested students should call 707-967-2496). Students who are receiving awards that are specific to tuition charges, including veterans education benefits and Yellow Ribbon benefits, that cover the tuition charges in full are not eligible for this scholarship. Students who have tuition-specific awards that do not cover 100% of their tuition may have this scholarship prorated if adding it to the other awards would total more than the tuition charges.

Vi Endowed Scholarship

The Vi Endowed Scholarship is available to graduates of accredited undergraduate nutrition, dietetics, food science, or hospitality programs. All students accepted by May 1 will be considered for this scholarship based on academic records, extracurricular activities, and the personal essay provided with the student’s application. A separate scholarship application is not necessary. Final selection will be made in consultation with Vi.

Wine and Beverage Graduate Certificate Program (WBGC)

California Campus

CIA WBGC Merit-based Scholarship

The CIA seeks students who have demonstrated academic excellence and leadership qualities. CIA merit-based scholarships are awarded to students identified through the admissions process; a separate scholarship application is not necessary. Students from select hospitality baccalaureate programs who are recommended to the WBGC by their program dean, director, or faculty member are eligible for this scholarship and will be automatically selected for this award based on their letter of recommendation. (For a listing of eligible bachelor’s degree programs, interested students should call 707-967-2496.)

Students who are receiving awards that are specific to tuition charges that cover the tuition charges in full are not eligible for this scholarship. Students who have tuition-specific awards that do not cover 100% of their tuition may have this scholarship prorated if adding it to the other awards would total more than the tuition charges.

Private Financial Aid Programs

Scholarships and Grants

Throughout the year, many organizations generously offer scholarship assistance to accepted and attending students at the CIA. Over two million dollars in donated scholarship funds were awarded last year. Criteria and application procedures vary, and are listed on our $HEF site. CIA students are encouraged to check this site often to learn of scholarship opportunities that become available throughout the year.

Additionally, a variety of sources outside the CIA offer private grants and scholarships. The Internet, public libraries, and high school guidance offices are good sources for scholarship information. Students should check the $HEF site for additional sources.

Loans

Some lenders offer educational alternative loans as a means for students to fund their education. These loans are generally based on students’ credit history and can be used in addition to any federal, state, school, or private funding students receive, up to the CIA-determined Cost of Attendance (COA). Students should always file a FAFSA before applying for an alternative loan to determine eligibility for federal aid, as it is advised that they use all federal, state, and institutional resources before turning to an alternative loan. Students should be aware that final approval of the loan must be received by Student Financial and Registration Services before an alternative loan will be deducted from their bill.

Students should contact their lender when they apply for admission to understand the procedure and time frame required to have a loan in place by their entry date. Students should also note that they should not apply for an alternative loan more than 90 days prior to their entry date. A list of lenders commonly used by CIA students is available at www.ciachef.edu/tuition-and-financialaid.

For More Information

For more answers to your financial aid questions, watch our financial aid videos at ciachef.financialaidtv.com. You may also visit www.ciachef.edu/tuition-and-financialaid or call 845-451-1500. In addition, current CIA students can look up Student Financial and Registration Services on CIA Main Menu.

Federal Loan Repayment Chart

FEDERAL DIRECT (SUBSIDIZED AND UNSUBSIDIZED), FEDERAL PERKINS, AND FEDERAL PLUS LOANS
  4% 5% 6%
BALANCE AT REPAYMENT PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST
$1,000 $50 21 $37 $50 21 $46 $50 22 $50
$2,000 $50 44 $150 $50 44 $192 $50 45 $237
$3,000 $50 68 $353 $50 70 $459 $50 72 $576
$4,000 $50 94 $660 $50 98 $876 $50 103 $1,121
$6,000 $61 120 $1,290 $64 120 $1,637 $67 120 $1,994
$8,000 $81 120 $1,719 $85 120 $2,182 $89 120 $2,658
$10,000 $101 120 $2,149 $106 120 $2,728 $111 120 $3,322
$20,000 $202 120 $4,299 $212 120 $5,456 $222 120 $6,645
$30,000 $304 120 $6,448 $318 120 $8,183 $333 120 $9,967
$40,000 $405 120 $8,598 $424 120 $10,912 $444 120 $13,290
$50,000 $506 120 $10,747 $530 120 $13,639 $555 120 $16,612
$60,000 $607 120 $12,897 $636 120 $16,367 $666 120 $19,935
$100,000 $1,012 120 $21,494 $1,061 120 $27,278 $1,110 120 $33,224

 

  7% 8.25% 9%
BALANCE AT REPAYMENT PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST PAYMENT MONTH INTEREST
$1,000 $50 22 $66 $50 22 $80 $50 22 $88
$2,000 $50 46 $284 $50 47 $347 $50 48 $387
$3,000 $50 75 $703 $50 78 $882 $50 81 $1,001
$4,000 $50 109 $1,404 $50 117 $1,827 $51 120 $2,080
$6,000 $70 120 $2,360 $74 120 $2,831 $76 120 $3,120
$8,000 $93 120 $3,146 $98 120 $3,775 $101 120 $4,161
$10,000 $116 120 $3,933 $123 120 $4,719 $127 120 $5,201
$20,000 $232 120 $7,866 $245 120 $9,436 $253 120 $10,402
$30,000 $348 120 $11,799 $368 120 $14,155 $380 120 $15,603
$40,000 $464 120 $15,732 $491 120 $18,873 $507 120 $20,805
$50,000 $581 120 $19,665 $613 120 $23,592 $663 120 $26,005
$60,000 $697 120 $23,598 $736 120 $28,310 $760 120 $31,207
$100,000 $1,161 120 $39,330 $1,227 120 $47,183 $1,267 120 $52,011